Top 10 Personal Loans 2017

At OnePersonalLoans.com you will find the top 10 personal loans in the comparison table below, as well as reviews and information on multiple lending platforms.

Personal loans can be used to consolidate debt, pay off credit cards or medical debt and other expenses. You will also benefit by using personal loans to pay for home improvements, vacations, wedding expenses or to make any major purchase.

Start Here – Personal Loans Up To $35,000

Get Personal Loans With Good, Fair or Bad Credit!

We compare the details for you by gathering the most important information and presenting it in an easy format. We realize everyone has different credit scores and requires customized options. It does not matter whether you have good, fair or even bad credit. We give you solutions to choose from regardless of your credit score.

Top 10 Personal Loans

You can compare all the personal loan options below. Once you find a lender that fits your profile, just click on the “Get Started” button to be taken to their secure online application.

Personal Loans Loan Terms Loan Amount Description
PersonalLoans.com Personal Loans and Applications
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APR: 5.99% - 35.99% Repayment Term: 6 - 72 months Min. Credit Score: 600 $1,000 to $35,000 PersonalLoans.com matches borrowers with their network of lenders. Get the best rate on personal loans up to $35K Get Started!
Upstart Personal Loans
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APR: 6.37% - 29.99% APR Repayment Term: 36 to 60 months Min. Credit Score: 620 $1,000 - $50,000 Upstart Loans give you next day funding ,a simple online application process, fast approval, low fixed rates. They consider your education and experience, along with a credit score for approvals . Started by ex-Google employees. Get a Personal Loan today. Get Started!
Lending Club Personal Loans Application
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APR: 5.99% - 35.89% Repayment Term: 36-60 months Min. Credit Score: 620 Up to $40,000 Lending Club is the largest peer-to-peer lender. Easy 100% online application process. Use to consolidate debt, home Improvements, medical expenses, or make a major purchase. Apply Online for a personal loan. Get Started!
APR: 15.49% – 34.99% Repayment Term: 24 to 48 months Min. Credit Score: 600 $3,500 to $20,000 LendingPoint uses a proprietary scoring and underwriting model that allows them to offer lower rates to Fair Credit consumers for personal loans at good rates. Get Started!
Prosper Debt Consolidation Loans
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APR: 5.99% to 36.00% Repayment Term: 3 or 5 Years Min. Credit Score: 640 Up to $35,000 Prosper Personal Loans Up to $35,000. Simple Approval Process. Debt Consolidation Loan, Personal Loans, Medical Expense Loans, Dental Loans. Get Started!
SoFi Personal and Student Loans
APR: Fixed Rates 5.49% – 14.24% Repayment Term: 3, 5, or 7 years Up to $100K SoFi offers personal loans as well as student loans and refinancing. They have no origination fees and have unemployment protection. Easy application process. Apply online. Get Started!
MoneyLion Personal Loans
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APR: as low as 7% Repayment Term: 12 to 48 months Min. Credit Score: 640 Up to $35,000 With MoneyLion personal loans you can get pre-qualification in as little as 5 minutes. Borrow up to $35,000 at rates as low as 7%. Get Started!
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APR: 9.95% to 35.99% Repayment Term: 24 to 60 months Min. Credit Score: 580 $1,000 to $35,000 Get a personal loan through the Avant lending platform. Check your rate online. Get Started!
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Repayment Term: 6–36 months Min. Credit Score: None $1,000-$10,000 OppLoans are for those with a low credit score. Receive lower interest rates compared to other personal loan options for applicants with bad credit. All unsecured loans. Get Started!
LendKey Student Loan Refinancing
APR: 2.22%% to 9% Repayment Term: Up to 15 Years Min. Credit Score: 660 $7,500 minimum - $300,000 LendKey saves college grads money by refinancing student loans with lower rates from local lenders. Get your student loan refinancing today and save. Get Started!

Why Applying For Online Personal Loans Is A Smart Idea?

top 10 personal loans

Traditionally you would go to a bank or credit union and wait at a local branch to see someone about a personal loan. This would require filling out paperwork and answering questions, which could add up to a lengthy visit.

Fast forward to today’s online lenders and you will find a much improved faster process of getting personal loans. You will find there are peer-to-peer lending companies that have online platforms with easy applications.

What Can I Use The Personal Loans For?

You can use them to accomplish almost anything. Here are some ideas:

1. Debt Consolidation Loans for Paying Off Credit Cards or Other Expenses – This is when you take multiple higher interest loans, bills and credit cards and combine them into one lower rate personal loan with a fixed payment.

This consolidation of debt can save you hundreds and simplifies your financial life. It also gives you an end date for the debt so you know when it will be paid off.

2. Home Improvement Personal Loans – A personal loan is a better option than credit cards or home equity loans to do home improvements.

Home Improvement Personal Loans

The key reason why this is true is that they are unsecured personal loans. This means you don’t have to put a lean on your house in exchange for cash.

It is also not a revolving line of credit like credit cards. This means you have a specific interest rate and fixed amount of payments. It is more predictable and easier to add to your monthly budget. When you have a kitchen or bath remodel for example, you can plan out the project and get the personal loan upfront.

You will borrow the money using a unsecured personal loan. There peer-to-peer lenders or lending networks are also ideal if you have an emergency repair. This could include such things as needing a new roof or even a new air conditioner.

It is difficult to come up with a large amount of cash at one time for any of these projects. This is why this type of personal loan is so great to utilize. Get a low fixed rate and payment and know exactly when it will be paid off. There are usually no prepayment penalties, so there is never a problem if you want to pay the loan off early.

3. Medical Expenses – When you require a procedure or have high deductibles and medical bills, a personal loan can take care of it.

4. Major Purchases – Vacations, boats, motorcycles, pools, wedding expenses, engagement rings or any major purchase. Taking out a personal loan through any of our lending options can make it a reality.

Review all the lending alternatives in our top 10 personal loans comparison charts above and select the get started button for the company that meets your needs and credit score.

What Are Unsecured Personal Loans vs Secured Loans?

Our lending options offer unsecured personal loans, which simply means you “do not” have to put up collateral in exchange for the loan.

Now a secured loan on the other hand requires some sort of collateral in exchange for the loan. Just think about when you take out a home equity loan. You are using your home as collateral, which means if you do not pay the loan you could lose your house. It’s the same way with cars, boats, motorcycles or any other vehicle. You are securing the loan with the actual property which can be taken back.

With unsecured loans you can rest easy. This is not to say that you do not want to be responsible on all payments on these loans. They are a great way to build your credit score and show you are a responsible borrower on your credit history.

Actually being responsible and paying all the payments on time makes it much easier if you want to borrow again. On most of the unsecured personal loans you find on this site, there are no pre-payment or early payoff penalties.

Can I Get Low Interest Personal Loans?

You will fill out an easy online loan application form. The lender normally does a “soft pull” of your credit, which does not impact your credit score. This gives them the ability to give you a rate and terms for your personal loan.

It is completely transparent and you will be aware of any origination fees or charges associated with getting the loan ahead of time. If you accept the terms you personal loan will be processed.

When reviewing our top 10 personal loans, the interest rate will really depend on your credit, length of the loan and other factors.

How Much Can I Borrow?

It varies depending on the lender or lending platform. But usually you can borrow in a range from $1,000 all the way up to $40,000. The typical length of the terms on a personal loan will be between 2 and 7 years. Again, this really all just depends on your specific lender that matches your situation. Be sure to read through all the details on their website so you understand what you will be signing up for when getting a loan through them.

What Is The Minimum Credit Score To Get A Personal Loan?

In our top 10 personal loans comparison chart above, you will find details listing the minimum credit score for each option. You can use this as a general guideline when applying.

Click Here – Personal Loans Up To $35,000