Online Personal Loans California
When looking for online personal loans in California you may not be sure exactly which online lenders are available. We have taken the guess work out of it and have included some good options for you to choose from below. An online personal loan allows you to borrow money for a consolidation loan to pay off credit cards, home improvements, vacation or a major purchase.
What Are Good Options For Online Personal Loans?
The options you pick will really depend on your credit score and history. We have selected options for peer-to-peer lenders as well as lending networks where you can apply online if you are in California and need a personal loan. The nice thing is that the entire process can be done online.
1. PersonalLoans.com – When you are looking for personal loans this is a great option. Borrowers in California can get matched to their network of lenders. They will connect you to the best lender for your credit score to get you the best rate on a personal loan. You fill out a simple form and are then matched to a network of lenders based on your credit and information you provided.
– Lending club is the largest peer-to-peer lender. They do offer borrowers in California P2P personal loans. The lending platform is streamlined and makes the loan process easy. The personal loans are funded by individual investors on their platform. Once the loan is funded and approved you can get your money direct deposited into your account.
Lending Club is headquartered in San Francisco, California.
3. Avant.com Personal Loans – Has an easy online application and is for those with average to good credit scores. They do offer online personal loans to borrowers in California.
What Amount Can I Get?
Typically these online lenders will approve personal loans from $1,000 all the way up to $35,000. Lending Club will approve loans all the way up to $40,000 if you have good to excellent credit.
How Long Can I Borrow The Money For?
The usual terms on a personal loan from a peer-to-peer loan or network of lenders would be 36, 48 or 60 months. Each one is different so you have to review the details for the rates and terms they are quoting to you.
What Are The Requirements When Applying For Online Personal Loans?
You will want to visit the lender’s sites referenced for more detailed information. But typically you must be a US citizen, permanent resident, or be in the United States on valid long-term visa. You also need to be at least 18 years old with a verifiable bank account.
How Do I Apply For Online Personal Loans?
You can apply for any of these lending options for California borrowers looking for online personal loan applications.
To get started go to PersonalLoans.com
For a peer-to-peer loan visit Lending Club – Personal Loans
Online Personal Loans California – Resources for peer-to-peer lenders, lending networks that include banks and P2P lending.